financing a used mobile home with land
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Offering Refinance loans for mobile and manufactured home in park or with land.. Single wide, Double wide and Triple wide homes all welcome. We are proud to stand out and cut through the confusion of obtaining mobile or manufactured home loans as a trusted service. As specialists in mobile and manufactured home financing and
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Even at that price, few buyers can afford to pay cash for a manufactured home, not to mention the land it sits on. As a result, most buyers need to finance the purchase of a manufactured home with or without land. But obtaining financing for a manufactured home presents some unique challenges.
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If you decide to finance the cost of your mobile home or land, the rules are a bit different from those for standard single-family homes. For a new single-wide mobile home, Golightly says financing.
Most articles about financing these homes tell you to get a mortgage. The average sales price for a new one of those was.
A manufactured home that isn’t permanently affixed to land is considered personal property and financed with a personal property loan, also referred to as chattel loan. When the manufactured home is secured to permanent foundation, on leased or owned land, it can be titled as real property and financed with a manufactured home loan with land.
“In densely populated areas, land costs are quite high. And banks don’t offer regular home loans for manufactured homes, charging higher interest rates on chattel loans. But Fannie Mae is making.
We offer financing for Manufactured and Mobile Homes where the land on which the home is placed is not offered as collateral for the loan. The Manufactured or Mobile Home may be located in Manufactured and/or Mobile Home parks/communities or sited on private property.