i own my house outright and want a loan

Can I get a first mortage on a home I own outright? adonis. Posted on: 17th Jun, 2008 08:48 pm.. In order to qualify for the mortgage on a house of $50000, they want me to jump through many hoops to make them happy.Can I get a mortgage on my townhouse, and use the money to buy the beach.

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So my question is this I own my home outright mortgage has been paid off in full I want to get a secured loan of around 20,000 my property is valued at 100,000 I’m retired but getting more than enough money to pay the loan. But I can’t find any company’s that offer these loans anymore, does anyone know of them or is my only option a broker ?

About two years ago, I received inheritance from my father. He had not spoken to me in 40 years and I had no idea I would be included. I had a house with a small mortgage left to. If your son owned.

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That said, if you have the means to pay cash for a home, there are situations when buying your house outright is the way to go. Reasons to keep your cash. The two big reasons to take out a mortgage even if you can afford to pay cash are maintaining liquidity and maximizing returns.

You might check with your friend that is in the mortgage field, get some tips from that friend about a possible mortgage loan. You might simply need enough of a mortgage loan to pay off everything and bring current the taxes and home owner’s association dues.

Where to get help when you can’t pay your bills, including utilities, mortgage, rent, insurance and child support. How to prioritize your payments and minimize the damage.

Owning a house outright has several benefits to homebuyers looking to buy another property, whether for personal or investment purposes. The value of your existing home can serve as an equity bank.

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