is 4 a good mortgage rate

Is an interest rate of 4.75% reasonable in the current market? Asked by Kristen Sports, Fort Worth, TX Wed Mar 30, 2011. We are first time home buyers and have been pre approved for a VA Loan for $180,000 but are going to spend much less than that, around $130,000.

Like others said, 4.5% is not a bad rate all things considered, the best rates out there for FHA loans are like 3.5% or higher. My wife and I bought a cheaper home recently with income similar to yours and we got a rate just under 4%.

rent to own calculator do conventional loans require pmi Conventional Mortgage Without Pmi A conventional loan is a mortgage obtained from a private lender without government backing and with a down payment large. PMI applies to conventional loans that do not have any kind of government insurance or backing.

Is 4.25% good? – myFICO Forums – 704903 – To answer if it is a good rate depends on a number of other items. 4.25 seems lower than the "normal" published rates at the moment. So to address your question one would have to know if it is a 30 year, 20 year, 15 year, adjustable rate mortgage.

Is 4.4% a good rate on a refinance? I have an original loan of 165,000 with 110,000 remaining and I plan to live in the home for a while. But I’ve heard that rates are lower than this. 4.4% is better than what I have now, but is it good for the market right now?

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· So, you would have a 4.375% interest rate instead of the 4.125% interest rate. The Lender paid mortgage insurance is a great option if you don’t expect yourself to be in the home for enough years to pay the loan down to 78% because the monthly housing payments are cheaper than the borrower paid option until that point.

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A blog keeping you up to date on current mortgage rates and. There is a steep increase in borrowing costs below 4.75%. Important Mortgage Rate. which is a pretty good outcome considering the.

The question is whether or not it’s a good idea? It’s possible. decades on the $10,000 borrowed to repay your personal loan — even with a mortgage interest rate of 4.25%. As you can see, the long.

The average rate for a 30-year, fixed-rate mortgage fell to 3.66 percent this. their low-rate mortgages if they can secure an equally good loan.

The benchmark 30-year, fixed-rate mortgage rate jumped three. of activity can help consumers determine if it is a good time to buy or sell, and.

On July 12, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.81 percent with an APR of 3.93 percent.